Philippine ferry disaster

My condolences go out to those who had families aboard the ferry that capsized off of Sibuyan island in Philippines. This is a difficult time for everyone involved, the families and the nation. I have one qualm about the disaster: Why was the ferry allowed to sail off in those conditions? Sulpicio Lines, who operates the ferry, stated that they had coast guard approval to sail. Several weather reports indicated that the typhoon which cause the ferry to capsize, brought with it, winds close to 195 miles per hour. I am trying to comprehend how it is safe to sail in winds of that magnitude. I can only imagine how dangerous the waters were. There should be a lot of second guessing and regulation tweakings amid this horrible incident that could have been prevented. However, it’s too late for the passengers, crews, and the families that are now mourning.